84 percent of today's young women have no problem living beyond their means, financing this charmed lifestyle with credit cards and help from old MOM and DAD. key words

Pathetic!

And sugardaddy's and boyfriends that can't say no b!
Haha.. so you want to be a starlet huh?

I'm probably in that 84% minus the helping from the parents part. but who really cares, the house will be on mortgage, I have education loans, and who knows where i will be in 40 years. If I don't live today the way I wanted it, who knows what's gonna happen tomorrow. My philosophy is don't think beyond today. Everyone is on debt in some way. gals, work hard, play harder!
and i'm only 21.

As the mother of a 24 year old daughter, I am glad to say she's more sensible than the large number of 20-somethings out there who are in major debt already. But I can attribute this to her being taught how to manage her money. I wasn't the type of mother to give her everything she wanted (but I did give her a good fashion sense). Unfortunately, many parents have forgotten that what they were taught worked for them, so why not pass that wisdom along to their children. I only hope these young women wise up soon. Their lives will be a lot easier when they are 40-something.

I can certainly relate & I believe it is no different now than when I was 21. I had no sugardaddy and paid for my own bills. I spent most of my salary on clothing back then and as an adult, have always loved fashion and still do (I'll be 60 next year).

This is so pathetic, yet true! age 22

luckily for me at 36 i DON'T own any credit cards nor have i ever owned a credit card...i live well within my means and i dont care bout fashion and superficial crap.

dont need material crap to be happy..I HAVE 0 DEBT!!
ITS NOT DIFFICULT!!

If you think about it, with the focus today on the importance of being beautiful, some young women feel that they have no choice but to live beyond their means in order to have dates and sometimes even friends!

I wish we had girls like that where I live. Instead, for the women that live around here, their big ambition is to be barefoot, married and pregnant as soon as they get out of high school. By the time they are 25 they grow like inflatable liferafts and have lost all of their looks. Plus they are probably in just as much debt as the fashionable ladies.

Have fun girls!

Well, I can honestly say I spend my money wisely and stupidly- if that makes sense. I am responsible in that, my bills and monthly loan payments are paid along with my credit card in full, and I put money into my savings. The stupid part is, I shop whenever there's a sale or I get that "I have nothing to wear" meltdown in the morning getting ready for work. Once every couple of months such as this Saturday, my girls and I pick a weekend and spill out $200-300 on clothes, shoes,etc. I figure, you live once, look good while you still can. I have no children, no husband and I've been working since I was 15, you deserve to treat yourself big time everynow and then. Just make sure you handle your priorities first and can survive for 2-3 months should something happen.

The only reason the 20 something year old women goes into debt is because she wants to look better than everyone else, and maybe because she has no one to think about but herself

Yikes! Those are scary numbers! I am 19 and fixing to move into my house this weekend that my husband and I built. I refuse to carry a balance on my credit card -if I can't pay it off by the end of the month then I can't afford to use it! I am a legal assistant so I do have to spend some money to buy business clothes but it doesn't add up to half of my income! That is just hard to believe! The only debt that I have is my student loans and an upcoming mortgage!

~Amy~

I was fashionable in classic attire when I worked. I bought expensive basics that lasted from season to season. Lots of scarves, blouses, and pins changed my clothes. Now, I'm retired, and the clothes are just as fashionable with the current seasons accents. No debt and a good retirement check. I love my life.

vicki, you won't be able to get a mortgage if you keep spending so much on clothes and credit cards. I have a 28 yr old daughter that will not charge any more than she can pay off when the bill comes. she has a husband, house, and a new baby and lives within her budget. no brand new car, no expensive clothes but enough $ in the bank for a rainy day. my 25 yr old daughter is more like vickie but she has a house, husband, show car, motorcycle, inground pool, you name it and they are in debt because they had to have it today in case they die tomorrow. wouldn't be surprized if she ends up moving back in with me.

OUCH! that's a lot of money to spend on material things, but looking beautiful is hard these days. I say, "ladies do whatever makes you happy in good sense"! if you have the money, "spend it" whether its your sugardaddy's, or your hard earned money. Lifes to short, have fun!!!

OUCH! that's a lot of money to spend on material things, but looking beautiful is hard these days. I say, "ladies do whatever makes you happy in good sense"! if you have the money, "spend it" whether its your sugardaddy's, or your hard earned money. Lifes to short, have fun!!!

sounds like a lot of mom's and dad's out there didn't do a very good job of raising their children to be responsible adults.

I'm not surprised either. Considering that Mom and Dad support, and insomuch, encourage this "lifestyle," these girls are hanging in social circles with men of similar demographics. Fashion and style is their 'ticket" to getting into all the hot spots. They are hooking up with guys who will support their shallow lifestyles.

Moderation is key. I dont spend half my income on fashion, not even 10% of it.

I'm still in debt... mortgages, car loans, student loans. Had I been a fashion spending freak... I probably wouldn't have any savings, equity on my house, 401k, IRA, and CD's.

Anyway... people will do what they want.