With fall in full force and winter approaching, there is no time like the present to shop for stylish insulation.

A down vest is a fabulous layering piece to pair with sweaters and hoodies or wear under a fall coat.

We're all different shapes and sizes so it can be hard to find a vest that does not overwhelm a petite frame or add unnecessary bulk.

So for this week's testing the garment segment, we decided to send a devoted crew of fashion reviewers to Talbots to find out if the Quilted Down Vest is as flattering and functional as it appears on the rack.

The swat team of savvy shoppers (some of whom are bloggers, others are not) headed to their local mall to try on this relatively reasonably priced vest ($99). Made with cozy micro-fleece lining, this two-way zip vest is built to last.

But don't take our word for it. Find out what these women, who are of varying style and body types, had to say about size, fit, and fabrication as it pertains to this particular garment. The overall take-away: the vest is practical and surprisingly slimming.

Make sure to enlarge the gallery to full-screen -- and let us know if you're a fan of the style of this vest by leaving a comment.

For simple fall pieces to wear with your chic vest, check out how to wear the minimalist trend.